We all have dreams and aspirations for ourselves and our family. Whether that be setting our children on the right path in life with a good education or the chance to travel the world in retirement these plans are inevitably linked to our family finances.
Many of us may put money aside for these life events without having a structured plan that determines how we can most effectively save for each. Considerations such as tax implications, timescales, whether income or lump sums are needed, whether these savings should be easily accessible or invested and the risks associated with each will make a significant difference to the extent with which we achieve our goals.
Often overlooked, it is equally important to ensure you and your family are protected so that in the event of illness or even premature death these plans are not affected by the adverse financial implications of the inability of the breadwinner to continue earning.
Inevitably our circumstances and goals change over time as well as government policy and economic and market conditions. It is vital that your arrangements are reviewed on a regular basis to ensure that they continue to meet your changing needs and remain effective in the light of any political or economic changes.
I strongly believe that an excellent long term relationship with a financial planner will help families to achieve their dreams and aspirations not just now but for generations to come. I make it my purpose to help families determine what these dreams and aspirations are and how they can best manage their finances to achieve them.
If you would like a no-obligation review of your own situation or to find out more about the services that I provide please do not hesitate to contact me.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.
We provide a wide range of services whether you are looking to build, grow, protect or preserve your wealth.
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